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This work proposes a new approach to welfare: a social policy that goes beyond simple income maintenance to foster individual initiative and self-sufficiency. It argues for an asset-based policy that would create a system of saving incentives through individual development accounts (IDAs) for specific purposes, such as college education, homeownership, self-employment and retirement security. In this way, low-income Americans could gain the same opportunities that middle- and upper-income citizens have to plan ahead, set aside savings and invest in a more secure future.
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- PublisherRoutledge
- Publication date1991
- ISBN 10 1563240661
- ISBN 13 9781563240669
- BindingPaperback
- Edition number1
- Number of pages344
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Assets and the Poor: New American Welfare Policy
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Taylor & Francis 1992-02-28, Armonk, N.Y. |London
(1992)
ISBN 10: 1563240661
ISBN 13: 9781563240669
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