Personal Finance in Your 20s For Dummies (For Dummies Series) - Softcover

Eric Tyson is an internationally acclaimed and bestselling personal finance author and speaker who operates one of the Web′s most popular personal finance sites at www.erictyson.com. He has worked with and taught people from all financial situations, so he knows the financial concerns and questions of real folks. Despite having an MBA from the Stanford Graduate School of Business and a BS in economics and biology from Yale University, Eric remains a master of "keeping it simple." He figured out how to pursue his dream after working as a management consultant to Fortune 500 financial–service firms. Eric took his inside knowledge of the banking, investment, and insurance industries and committed himself to making personal financial management accessible to all. He is the author of five national bestselling financial books in Wiley Publishing′s For Dummies series, including books on personal finance, investing, mutual funds, home buying (coauthor), and real estate investing (coauthor). His Personal Finance For Dummies won the Benjamin Franklin Award for best business book of the year. An accomplished personal finance writer, his "Investors′ Guide" syndicated column, distributed by King Features, is read by millions nationally, and he was an award–winning columnist for the San Francisco Examiner. Eric′s work has been featured and quoted in hundreds of local and national publications, including Newsweek, The Wall Street Journal, Los Angeles Times, Chicago Tribune, Forbes, Kiplinger′s Personal Finance, Parenting, Money, Family Money, and Bottom Line/Personal; on NBC′s Today Show, ABC, CNBC, PBS′s Nightly Business Report, CNN, and FOX; and on CBS national radio, NPR′s Marketplace Money, Bloomberg Business Radio, and the Business Radio Network.

The easy way to begin on the road to financial success When it comes to protecting your financial future, starting sooner rather than later is the smartest thing you can do. This hands–on, friendly guide provides you with the targeted financial advice you need to establish firm financial footing in your 20s and to secure your finances for years to come. Conduct a financial check–up — ensure you′re ready to make important decisions for your unique financial situation, like choosing the right type of bank account and setting a budget to save, pay bills, and reduce debt Be street wise — get expert guidance on how to make it in the real world of credit reports and credit scores, identity theft, housing commitments, merging finances with a partner, and more Make your job work for you — get smart about your job′s income–earning potential and the benefits of investing in a long–term career Protect yourself — get the 4–1–1 on health insurance, disability coverage, life insurance, and auto insurance — and how to get the best deal on each Open the book and find: How to save, budget, and spend money wisely Ways to improve your credit score Tactics to change spending when unemployed Tips to keep in mind when hiring financial professionals Proven strategies to make wise investments Ten things to value more than your money Learn to: Budget and develop a savings program Establish a firm financial footing whether you′re in school or a post–graduate Manage loans and debt Make informed investment strategies